PERSONAL CREDIT REPORT for CONSUMERS

Did you know that there are only three companies in the US that gather and maintain credit information on consumers? These companies, better known as credit bureaus or repositories, are Equifax, Experian and TransUnion.

Knowing what is on your credit report is important for many reasons. You can:

 Identify any unusual activity that may alert you to possible identity theft.

 Review information reported by your creditors for accuracy.

 See what companies have looked at your file.

 Check if all three bureaus are reporting the same information.