Offer the best credit education and management tools
products are designed to close more loans and manage
your applicants' expectations.
products are ready for you to deliver to your customers
immediately -- or to customize with your own branding.
products include the following:
What your credit score is and what it could be are two different things.
CreditAssure™ automatically scans credit files for opportunities to raise credit scores based on accuracy or credit management updates.
Running in the background, scanning all your credit files, and utilizing proven CreditXpert™ optimization and simulation technology, CreditAssure™ automatically presents findings on every file. You don’t need to know anything about credit scoring or spend time scouring credit reports - CreditAssure™ gives the the answers.
Underwriting decisions are based on credit scores, and credit scores are based on credit data. CreditAssure™ can ease the difficult and time consuming process of scrutinizing a credit file for ways to improve the score.
bundles indispensable tools into one unique package,
featuring the CreditXpert Credit Wizard™
and the CreditXpert Credit Score and Analysis™.
The CreditXpert Credit Wizard™
advises applicants on the best actions that they can
take to improve and truly maximize their credit rating,
exploring thousands of actions to recommend only those
best suited to improve a consumer's credit data. The
CreditXpert Credit Wizard™
indicates the best credit score available to each
consumer and provides the actions necessary to achieve
that score. The CreditXpert Credit Analysis™
translates the jargon of credit data into straightforward
and understandable terms by explaining to consumers
their own unique credit data and factors influencing
it. The CreditXpert Credit Score™
provides a reference point for consumers to see how
their credit changes over time and how different actions
impact their buying power. It is the only credit score
designed specifically for consumers.
CreditXpert Essentials Advisor View™
The CreditXpert Essentials Advisor View™
provides a quick and easy way to identify each applicant's
potential score improvement and the specific actions
necessary, including how much case is needed.
CreditXpert Essentials Applicant View™
The CreditXpert Essentials Applicant View™
helps you communicate and build better relationships
by providing easy-to-understand explanations about
each applicant's credit standing, including the
critical factors impacting their credit.
CreditXpert What-If Simulator™
The CreditXpert What-If Simulator™
allows users to simulate the results of actions
before taking them, so they can understand and test
the impact that actions will have on credit scores.
Users select pre-defined scenarios (such as, increasing
or decreasing balances, opening or closing accounts,
transferring balances, etc.) or customize a scenarios
to experiment on specific accounts. By exploring
scenarios, consumers can learn if the actions are
good or bad for their credit.
CreditXpert 3-Bureau Comparison™
The CreditXpert 3-Bureau Comparison™
identifies the credit score as well as the differences
and similarities in credit data at each of the three
national credit bureaus (Equifax, Experian, and
TransUnion). By comparing credit report data, consumers
can discover and understand the impact of unique
data at different bureaus on their creditworthiness.
By analyzing the positive and negative factors influencing
a consumer's score at each bureau, consumers can
learn how to establish the best score at each bureau
to maximize their creditworthiness.